Bratislava, Slovakia · EU/EEA Authorised

Mostafa
Refaay

Finance · Risk · Operations · AI Champion

Technical Operations Associate at Swiss Re with 7+ years of international experience across reinsurance, banking, fraud risk, and telecommunications.

Swiss Re SAP AML / KYC Microsoft Copilot 🇸🇰 Bratislava
Mostafa Refaay
AVAILABLE FOR OPPORTUNITIES
0+
Years Experience
0
Global Companies
0
Continents
0+
Endorsements
01 — About

Driving Results Across Global Markets

I'm a finance and operations professional with over 7 years of international experience spanning reinsurance accounting, fraud risk investigation, technical customer care, and commercial banking — across Europe, the GCC, and North Africa.

Currently at Swiss Re in Bratislava as a Technical Operations Associate, where I manage effective ledger management across premium collection and claims payout, apply accuracy thresholds and portfolio segmentation, and use data and technology to operationally steer the business — building on my prior role there as Technical Accounting Analyst.

I hold a Bachelor's degree in Business Accounting from South Valley University, and complement my professional work with a strong commitment to community impact — having co-founded and led multiple social initiatives across education, human rights, and technology.

Certified Mental Health First Aider and an active Advanced AI Champion at Swiss Re — having personally supported 50+ colleagues in adopting AI tools and built 2+ live AI agents used near-daily across the team.

Reinsurance AccountingFraud InvestigationAML / KYCSAPMicrosoft CopilotMental Health First Aid
Location
Bratislava, Slovakia 🇸🇰
Role
Technical Operations Associate — Swiss Re
Languages
Arabic (Native) · English (Fluent — C1) · German (Beginner — self-studying)
Work Auth.
EU / EEA Authorised
Education
Bachelor of Commerce — Accounting, Finance & Business Management · South Valley University
02 — Career Journey

Professional Experience

7+ years across reinsurance, banking, e-commerce risk, and telecommunications — with leading global organisations on three continents.

Swiss ReAUG 2024 — PRESENT · BRATISLAVA, SK
  • Deliver daily and project-based departmental activities ensuring timely and accurate fulfilment of contractual obligations agreed with Swiss Re clients through precise client data handling.
  • Own effective ledger management across premium collection and claims payout, with a consistent focus on processing quality.
  • Facilitate efficient operations through digitalised and automated processes, portfolio segmentation, and application of accuracy thresholds.
  • Use data and technology to operationally steer the business and maintain high data quality standards.
  • Drive end-to-end administration professionalisation and support key initiatives to transform, design, and align processes and guidelines with future data and reporting needs.
  • Collaborate and exchange information across local and international teams, and contribute to continuous improvement of company tools, processes, and culture.
  • Manage and reconcile technical accounting transactions for reinsurance contracts, ensuring accuracy across premiums, claims, and commissions.
  • Ensure accurate booking in compliance with internal and external standards, collaborating closely with underwriting, claims, and finance teams.
  • Resolve discrepancies and support core business processes through cross-functional collaboration with internal stakeholders and external clients.
  • Perform account analysis, financial reporting, and support audits to maintain data integrity.
  • Drive process improvements and contribute actively to automation initiatives for operational efficiency.
  • Serve as Advanced AI Champion — personally supported 50+ colleagues in adopting Microsoft Copilot and AI tools, built 2+ live AI agents actively used near-daily across the team.
  • Successfully managed 190+ insurance cases across multiple countries, coordinating local policy and invoice issuance processes.
  • Supported transactional business and coordinated the local policy and invoice issuance process using internal IT tools.
  • Managed the local policy quality control process, ensuring policies were issued accurately and on time.
  • Supervised the local premium collection process for Network Partner policies.
  • Collected and documented knowledge of individual Network Partners — capabilities, market specifics, and local regulations.
  • Contributed to process improvement initiatives and the creation and maintenance of SOPs.
AT&TAUG 2022 — JUL 2024 · BRATISLAVA, SK
  • Delivered Tier I & II technical support for wireless and mobile services, achieving high first-contact resolution rates.
  • Resolved SIM card and account issues remotely with precision, minimising customer effort and escalations.
  • Certified with Apple Care support tools, iOS, and Android systems.
  • Mentored and onboarded approximately 12 new team members per group — improving team performance, quality scores, and onboarding time.
  • Handled customer calls and completed end-to-end service orders across wireless and fibre products.
  • Identified customer needs and recommended appropriate products and rate plans to improve satisfaction and retention.
  • Managed customer requests for payments, activations, upgrades, and other services efficiently.
  • Provided advanced technical support to fibre-connected customers, including troubleshooting and account management.
AmazonMAY 2020 — JUL 2022 · CAIRO, EG
  • Maintained Amazon's marketplace site quality by enforcing Amazon Policy Guidelines across product listings.
  • Reviewed and actioned cases involving policy violations, ensuring consistent and accurate outcomes.
  • Achieved weekly productivity and quality standards in a high-volume, fast-paced environment.
  • Partnered with cross-functional business teams on special projects and escalation paths.
  • Handled Amazon sellers' issues and enquiries regarding their seller accounts — listings, payments, performance, and compliance.
  • Provided clear, solution-focused support to help partners navigate the Amazon platform effectively.
  • Investigated suspicious activity and behaviour posing risk to Amazon customers, merchants, and the platform.
  • Communicated via email with buyers, merchants, and internal customers to make informed, evidence-based risk decisions.
  • Maintained Amazon's site quality by enforcing Amazon Policy Guidelines with consistency and accuracy.
  • Took appropriate action based on established procedures and documented actions thoroughly; escalated complex cases.
  • Consistently achieved weekly productivity and quality standards for investigations.
HSBCAPR 2019 — JUN 2020 · CAIRO, EG · SERVING UAE / OMAN / BAHRAIN
  • Served Jade and Premier clients across UAE, Oman, and Bahrain — tailored, high-touch banking solutions for HNWIs and VIP clients including senior public figures.
  • Maintained the highest standards of confidentiality, discretion, and service quality.
  • Applied AML and KYC compliance processes rigorously across three GCC markets.
  • Delivered Internet Banking support and services across all covered markets.
  • Managed banking relationships with high-net-worth and VIP clients across UAE, Oman, and Bahrain.
  • Delivered personalised banking solutions and handled complex service requests with professionalism.
  • Identified and corrected erroneous system entries, maintaining data integrity across the banking platform.
  • Appointed as CRL Champion — elevating customer service standards and acting as a reference for best practices in client interaction and quality assurance.
  • Provided customer service for HSBC clients across GCC markets — account enquiries, transactions, and banking requests.
  • Applied AML and KYC compliance processes consistently as part of daily operations.
03 — Expertise

Core Competencies

A multidisciplinary skill set endorsed by 50+ colleagues across finance, technology, risk, and leadership.

📊

Finance & Reinsurance

Financial AnalysisFinancial AccountingSAP ProductsPaymentsReinsurance AccountingCommercial BankingCredit RiskRetail Banking
💻

Technology & Tools

Microsoft CopilotMicrosoft ExcelMicrosoft OfficeCRM SystemsOutlookPowerPointData EntryInformation Management
🛡️

Risk & Compliance

Fraud InvestigationsAMLKYCRegulatory ComplianceCybersecurity AwarenessInformation SecurityRisk Management
🤝

Leadership & People

Team LeadershipCoaching & MentoringManagementTrainingTeam BuildingCollaborative LeadershipMental Health First Aid
⚙️

Operations & Strategy

Project ManagementStrategic PlanningBusiness IntelligenceProcess ImprovementBusiness InnovationBusiness AcumenEntrepreneurship
💬

Communication & Service

Public SpeakingCustomer ServicePresentation SkillsDe-escalationCustomer SatisfactionDecision-MakingProblem Solving
Additional Skills
Mental Health CounselingVolunteeringTime ManagementSalesTechnical SupportEnglishArabicGerman (Beginner)Managing MeetingsInformation Security AwarenessAdherenceEducating
04 — Side Projects

Built From Scratch

Personal ventures exploring product design, development, and real-world problem solving beyond my day job.

LIVE

Nearee

Discover events happening near you

A web app and mobile application that aggregates local events and helps users discover what's happening around them — from concerts and meetups to cultural experiences. Built to solve the real problem of scattered event discovery.

Web AppMobile AppEvents DiscoveryProduct Design
Visit nearee.app →
05 — Community Impact

Volunteering & Social Work

10+ years of active community leadership across education, human rights, and technology.

🏔️ Mentor Valley
Co-Founder & Project Manager
Feb 2022 — Present · Education

Simplifies mentoring and appointments, helping mentors manage mentees and sessions efficiently.

🎓 Qena English Club
CEO & Team Leader
Mar 2017 — 2022 · Education

Organised weekly English circles of 10–20 persons to help community members practise the language regularly.

✊ HarassMap
Team Lead — Qena Governorate
Mar 2017 — 2022 · Human Rights

Led community safety awareness efforts covering Qena governorate to combat harassment and support victims.

🌍 ENACTUS
Alumni & Former Dev. & Fundraising Member
Apr 2015 — Present · Economic Empowerment

International non-profit in 37 countries across 1,730 universities — social entrepreneurship and economic empowerment.

🌐 Y-PEER (United Nations)
Peer Educator
Aug 2016 — Aug 2019 · Civil Rights

Youth peer education under the United Nations framework, supporting civil rights and social development.

🏛️ British Council
Member — Active Citizens Initiative
Oct 2016 — Apr 2017 · Civil Rights

Participated in the British Council with Etigah Foundation initiative "Active Citizens" for community development.

🎓 Masr Ta3mal (Microsoft)
Facilitator & Trainer
Nov 2016 — Apr 2017 · Education

Delivered CV writing and formal communication training to ~30 participants across 7 hours at Race to Space event.

💻 Microsoft Student Partners Tech Club
Technical Member & Trainer
Mar 2015 — Jan 2017 · Science & Technology

Delivered sessions on CV writing, LinkedIn, and Business Etiquette; contributed to problem-solving using technology.

📚 Coursera
Translator (English → Arabic)
Apr 2017 — Oct 2017 · Education

Translated educational subtitles from English to Arabic, making learning content accessible to Arabic-speaking students worldwide.

💡 TIEC
Ideator & Team Leader
Feb 2015 — Mar 2015 · Economic Empowerment

Winter intern at TIEC, served as team leader during the innovation and ideation programme.

06 — Credentials

Certifications & Qualifications

Mental Health First Aider2024
Apple Care Support Tools Certification2023
iOS & Android Systems Certification2023
Leadership Principles I Certificate2022
Customer Service: Handling Abusive Customers2022
Customer Service Foundations2022
Learning Outlook 20162021
Professional Financial Accountant (PFA)2016
Electronic Accountant Certificate2016
Principles of Banking — Egyptian Banking Institute2016
QNB Group Summer Internship2016
TIEC Capacity Building Program2015
07 — Social Proof

What Colleagues Say

I had the pleasure of working with Mostafa at AT&T. Throughout our time together, I was consistently impressed by his dedication, professionalism, and ability to tackle complex challenges. His contributions have been invaluable to our team's success.

W
Weronika B.
Senior Process Analyst · AT&T

Mostafa is a dedicated and hardworking professional with a great attitude. He consistently strives to improve and delivers quality work. His team skills and positive approach make him a great asset to any organization.

A
Adewale O.
Senior Customer Service Manager · AT&T

Mostafa is a very hard worker and his career and achievements speak about him. He has a positive mindset which gives a special impact for any organisation he is working for. I strongly recommend him.

K
Khaled M.
Senior Auditor · National Bank of Egypt

Mostafa is an active member of the Technical team at Microsoft Tech Club-SVU. He has good ideation, creativity, and facilitation skills.

H
Hossam E.
Senior Mobile Software Engineer @ Toptal
08 — What I Offer

Professional Services

Leveraging 7+ years of expertise across finance, risk, operations, and technology to deliver tailored professional services.

AvailabilityRemote or In Person (Bratislava, Slovakia)
PricingContact for pricing
Response TimeWithin 24–48 hours
🎤

Public Speaking

Engaging presentations on finance, risk management, AI adoption, and professional development for conferences and corporate events.

🤝

Public Relations

Strategic communication consulting, stakeholder management, and brand positioning for professionals and organisations.

💼

Customer Service & Support

Expert consulting on building and optimising customer service operations, quality frameworks, and team training programmes.

🛡️

Technical Support

IT and technical support consulting for mobile, desktop, and enterprise systems. Apple and Android certified specialist.

🎯

Interview Preparation

One-on-one coaching for job interviews, CV review, and career guidance — drawing from Swiss Re, Amazon, AT&T, and HSBC experience.

🖥️

Computer Repair & Setup

Hardware and software troubleshooting, system setup, data migration, and IT configuration for personal and business use.

Request a Service

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09 — Get In Touch

Let's Connect

Open to opportunities across Europe in reinsurance, finance, risk, operations, customer service, and banking — bringing 7+ years of expertise across all these sectors.